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Here is what I dont understand. Houses in some train line towns, like Chatham, have not tumbled 33% from 2006 prices. In fact many of those houses are still priced above 2006 levels. They were all assessed at fair market value in 2006 and yet people continue to overprice them. When they do make price reductions they are often $10-30K after the house sits on the market for months. Very frrgsuatint.